Unpaid invoices are a problem in all types of businesses. AR financing is the solution.
*Qualification criteria, rates, and other funding terms will vary depending on the type and location of your business, and upon other factors. This is not a guarantee of funding, and it should not be relied upon as an accurate assessment of the availability or terms of the represented funding products.
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Find answers to some commonly asked questions about accounts receivable financing.
Fast access
With receivable loans, you can increase your cash flow as fast as 24 hours. You’ll quickly determine if you qualify and get early payment with invoice financing. This immediate cash can cover operational expenses or invest in growth opportunities.
Don’t wait to get paid.
With Accounts Receivable Financing, you no longer need to wait for weeks or months to get paid by clients. This solution converts outstanding invoices into immediate cash, bypassing the hassle of delayed customer payments. It’s a proactive way to manage your cash flow and ensure smooth business operations.
No credit score requirements.
Accounts receivable financing stands out because it typically doesn’t require a credit check. Unlike traditional loans, the focus is on your customers’ creditworthiness. The financing company considers their payment history and reliability, as their payments cover the funding. This makes it an ideal solution for businesses with a strong customer base and consistent payment records, even if their credit scores aren’t perfect.
To qualify for accounts receivable financing, the following are the standard requirements:
There are four types of AR financing available:
This type of financing helps to keep cash flow in check so that your business operations and growth aren’t stunted due to outstanding invoices.
Accounts receivable is a type of debt owed to a small business when a customer purchases a product or service but has not paid yet.
See what you can qualify for on the Lendio Marketplace.