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Business owners love that Lendio helps them get funding without the headaches.
Apply for financing today to build your business, upgrade your equipment, or fund your next project.
Business owners love that Lendio helps them get funding without the headaches.
Get the answers and the funding you need with support all along the way.
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providing broad coverage for small business lending.
*Qualification criteria, rates, and other funding terms will vary depending on the type and location of your business, and upon other factors. This is not a guarantee of funding, and it should not be relied upon as an accurate assessment of the availability or terms of the represented funding products.
Not sure what you need or what funding options are best for you? Use our simple calculator to get a rough idea of your options with no commitment, and apply when you’re ready.
The restaurant industry is fast-paced, and you may start to feel the heat when you need capital to open, renovate, or expand your business. With Lendio, you can explore different financing structures to find the one that fits your company’s next big move. Use funds to:
These are the most popular types of funding that other restaurant businesses qualify for through Lendio.
Access available funds whenever you need them, and only pay interest on what you draw.
Access funding based on your future revenue and repay with regular payments.
Borrow a lump-sum with a set repayment schedule, and get funding quickly with online options.
Also known as a business cash advance or merchant cash advance, this type of financing uses your establishment’s expected revenue as collateral for restaurant funding.
Get a lump sum to grow your business with a set interest rate and monthly payment. Term loans are offered by banks, credit unions and other online lenders.
An SBA loan is backed by the Small Business Association and offers some of the best interest rates. For those opening a franchise, our marketplace offers specific SBA franchise loans you can apply for.
It takes a lot of equipment to get a restaurant up and running. With this financing option, the equipment you purchase serves as collateral. Plus, you can typically roll soft costs (Ex: taxes, delivery, and installation fees) into the loan.
It takes a lot of equipment to get a restaurant up and running. With this financing option, the equipment you purchase serves as collateral. Plus, you can typically roll soft costs (Ex: taxes, delivery, and installation fees) into the loan.
Find answers to some commonly asked questions in the restaurant industry.
SBA loans for restaurants are backed by the government and can be a good source of funding if you don’t qualify for a traditional bank loan. The application process is generally longer and more intensive than an online business loan, but you may qualify for competitive rates. There are also options to finance commercial real estate if you want to own your restaurant buildings.
The three most popular types of SBA loans include:
Yes, business loans can be used to acquire a restaurant. These loans provide financial assistance for purchasing existing businesses, including restaurants, and can cover costs such as the acquisition price, renovations, equipment, and working capital. By securing a business loan, entrepreneurs can leverage the financial support needed to acquire and grow their restaurant ventures successfully.
See what you can qualify for on the Lendio Marketplace.