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Business owners love that Lendio helps them get funding without the headaches.
Apply for financing today to build your business, upgrade your equipment, or fund your next project.
Business owners love that Lendio helps them get funding without the headaches.
Get the answers and the funding you need with support all along the way.
in small business funding facilitated in the last decade.
21,000 Trustpilot® reviews.
50% repeat customers.
providing broad coverage for small business lending.
*Qualification criteria, rates, and other funding terms will vary depending on the type and location of your business, and upon other factors. This is not a guarantee of funding, and it should not be relied upon as an accurate assessment of the availability or terms of the represented funding products.
Not sure what you need or what funding options are best for you? Use our simple calculator to get a rough idea of your options with no commitment, and apply when you’re ready.
With Lendio, you can explore different financing structures to findthe one that fits your company’s next big move. Use funds to:
These are the most popular types of funding that other retail-based businesses qualify for through Lendio.
Access available funds whenever you need them, and only pay interest on what you draw.
Access funding based on your future revenue and repay with regular payments.
Get low-interest, government-backed funding to expand your business.
Also called a business cash advance, revenue-based financing allows business owners to borrow money based on expected future revenue and then repay the amount in daily or weekly payments.
Debt financing is a traditional loan product. The full loan amount is received in one lump sum, and monthly payments are made until the loan is fully repaid with interest. Borrowers have two options when using debt financing for their retail business loan needs: term loans and SBA loans.
If you understand the premise behind a credit card, then you’ll understand a line of credit. As you pay down your balance, the line of credit once again becomes available. Business lines of credit can be used for a variety of purposes, making them great for general capital needs.
Find answers to some commonly asked questions in the retail industry.
A retail business loan is financing offered to retail businesses to help them cover various expenses such as inventory purchases, store renovations, equipment upgrades, or working capital needs. These loans can be offered by banks, credit unions, or online lenders and typically require the business to meet certain criteria, such as creditworthiness and business history, to qualify. The loan terms, including interest rates and repayment schedules, can vary based on the lender and the borrower’s financial profile.
Minimum requirements start at:
Use a retail business loan to cover a mix of retail expenses, including to:
See what you can qualify for on the Lendio Marketplace.