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Business owners love that Lendio helps them get funding without the headaches.
Get the answers and the funding you need with support all along the way.
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*Qualification criteria, rates, and other funding terms will vary depending on the type and location of your business, and upon other factors. This is not a guarantee of funding, and it should not be relied upon as an accurate assessment of the availability or terms of the represented funding products.
Not sure what you need or what funding options are best for you? Use our simple calculator to get a rough idea of your options with no commitment, and apply when you’re ready.
Whether you’re looking to purchase additional livestock or replace your current machinery, there are many loans for agricultural businesses you can utilize. Lendio can match you with the perfect lender and loan product for your borrowing needs.
These are the most popular types of funding that other agriculture-based businesses qualify for through Lendio.
Access available funds whenever you need them, and only pay interest on what you draw.
Access funding based on your future revenue and repay with regular payments.
Finance the tools and equipment you need to grow your business without breaking the bank.
Also called a business cash advance, revenue-based financing uses expected future revenue to secure funding. The borrowed amount is then repaid in daily or weekly payments.
Term loans often come with fixed monthly payments over a set period until the loan is paid in full. Online term loans frequently offer quick approval and funding times.
A business line of credit is a type of revolving credit, similar to a credit card. However, business lines of credit come with much higher credit limits, so they are a good option for both current and future capital needs.
Equipment financing is a special type of financing used to finance equipment for your agriculture business. Lenders will have different industries they work with, so your funding manager can help you connect with the right one. Learn more about farm equipment loans.
Find answers to commonly asked questions in the agriculture industry.
An agriculture business loan can help an agriculture business owner with any of their capital needs, whether it’s general business expenses or a large asset purchase.
To meet minimum requirements for a loan for agricultural business through Lendio, businesses must be at least six months old and have a monthly income of at least $8,000. Furthermore, business owners should have a credit score of 600 or more. The amount a business owner will be able to borrow will also depend on their current debt to income.
The money received from an agriculture business loan can be used for any business expense, whether it’s fertilizer, feed, seed, fuel, or machinery costs. If you are purchasing a large asset, however, some loan products are better than others to reduce the amount you’ll pay in interest.
Benefits of an online lending marketplace include a single, quick application, a network of lenders to choose from, and personalized support through a dedicated funding manager.
While the SBA states that farms and agricultural businesses are eligible, many SBA lenders restrict working with farms. The Farm Service Agency offers an alternative government program for farmers seeking funding.
The Farm Service Agency (FSA) provides a range of farm loans designed to help agricultural businesses thrive, including options for beginners and established farmers alike.
In addition to the Farm Service Agency, there are other dedicated lenders who understand the unique needs of our agricultural heroes — the farmers. Let’s dive into some of these specialized lending institutions.
Farm Credit is a nationwide network of 68 customer-owned financial institutions that provides loans for farmers, ranchers, and other rural borrowers across the U.S. They offer a broad portfolio of services to support every phase of agricultural businesses.
With a deep understanding of the industry-specific challenges faced by the agricultural community, Farm Credit is committed to providing the financial services and resources needed to support the people who feed, clothe, and fuel our nation.
Farm Plus Financial is a lender that provides a range of financial solutions for farmers. They offer various loan programs tailored to the specific needs of farmers, including farm real estate loans, operating loans, equipment financing, and lines of credit. They aim to support farmers in growing and expanding their operations by providing flexible and competitive financing options.
See what you can qualify for on the Lendio Marketplace.