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Brewery business loans, fast.
Apply for financing today to build your business, upgrade your equipment, or fund your next project.
Applying is free and won't impact your credit*
Proven brewery lending expertise.
Get the answers and the funding you need with support all along the way.
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*Qualification criteria, rates, and other funding terms will vary depending on the type and location of your business, and upon other factors. This is not a guarantee of funding, and it should not be relied upon as an accurate assessment of the availability or terms of the represented funding products.
How much can I qualify for?
Not sure what you need or what funding options are best for you? Use our simple calculator to get a rough idea of your options with no commitment, and apply when you’re ready.
Lendio knows the brewery business.
Whether you’re opening a new brewery location or looking to invest in technology to reduce overall costs, Lendio can connect you with the right financing option. We know what it takes to open the doors and keep things rolling to grow a healthy, sustainable business with a product your customers love.
Bridge seasonal slow-downs
Purchase brewery equipment and inventory
Refinance existing debt
Pay your staff
Invest in marketing
What type of commercial real estate funding is best for your business?
These are the most popular types of funding that other brewery-based businesses qualify for through Lendio.
Business Line of Credit
Access available funds whenever you need them, and only pay interest on what you draw.
Revenue-Based Financing
Access funding based on your future revenue and repay with regular payments.
Business Term Loan
Borrow a lump-sum with a set repayment schedule, and get funding quickly with online options.
What types of business loans are available to brewery businesses?
Asset- or revenue-based financing
Use revenue-based financing—or invoice factoring—to borrow against your future sales. With invoice factoring, a funder purchases an invoice from the borrower at a discounted rate. The business then pays back the funder as the business collects on the invoice. Revenue-based financing provides you with a lump sum based on expected future revenue.
Term Length
1-15 months
Max Loan Amount
$1 million (RBF); $50 million (ABF)
Debt financing
Debt financing provides the borrower with a fixed lump sum up front, which is then repaid with interest. Explore your loan options for your brewery with either a term loan or a SBA loan. An online term loan can usually be approved quickly. SBA loans are backed by the federal government and could give access to larger loan amounts with lower rates.
Term Length
6 months-25 years
Max Loan Amount
$5 million
Line of credit
Getting a line of credit for your brewery can help even out cash flow issues or keep you prepared for a financial emergency. Borrow as much as you need up to your credit limit, then repay to replenish your available credit.
Term Length
6-24 months
Max Loan Amount
Up to $250,000
Equipment financing
Equipment financing can be an extremely beneficial form of brewery financing. Whenever you need to purchase a major piece of equipment, you can use the asset as collateral to keep financing costs low.
Term Length
1-5 years
Max Loan Amount
$5 million
FAQs
Find answers to some commonly asked questions in the brewery industry.
What are the requirements to get brewery financing?
Lendio has a few minimum requirements in place in order to apply through our platform. Minimum requirements start at:
- A credit score minimum of 600
- Monthly revenue of $8,000 or more
- Time in business of at least six months
What are the benefits of a lending marketplace?
A lending marketplace like Lendio connects you with multiple lenders, so you can find the best financing for your brewery with a single application. Then, a funding manager will be provided to guide you through the process.
What is an SBA loan?
An SBA loan is guaranteed by the U.S. Small Business Administration. Because of this guarantee, rates are often lower, and you need a minimum credit score of only 640. Compared to online loans, however, the application process can be longer and more intensive.
What are the different types of SBA loans?
Yes, there are multiple SBA loans to consider for your brewery financing. The most common options are:
- SBA 7(a) – With up to 10 years to repay the loan and maximum loan amounts as high as $5 million, the 7(a) can be used for working capital, debt refinancing, or asset purchases.
- SBA 504 – Designed for fixed asset purchases—like land, building, or machinery—this can be a great option for breweries. These loans go up to $5 million over a period of 10 to 20 years.
- SBA microloans – With this loan type, a microbrewery or other small business model can borrow up to $50,000 for working capital, inventory, or equipment.
Ready for funding?
See what you can qualify for on the Lendio Marketplace.