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*Qualification criteria, rates, and other funding terms will vary depending on the type and location of your business, and upon other factors. This is not a guarantee of funding, and it should not be relied upon as an accurate assessment of the availability or terms of the represented funding products.
How much can I qualify for?
Not sure what you need or what funding options are best for you? Use our simple calculator to get a rough idea of your options with no commitment, and apply when you’re ready.
Lendio knows the chiropractic business.
Whether you’re looking to upgrade your office space, cover payroll expenses, or invest in new technology, a chiropractic loan can help you achieve your goals. Choose the type of financing that makes the most sense for your business, rather than being stuck with a single option from one lender.
Bridge capital between insurance payments
Purchase supplies and equipment
Refinance existing debt
Pay your staff
Invest in marketing
What type of commercial real estate funding is best for your business?
These are the most popular types of funding that other chiropractic-based businesses qualify for through Lendio.
Revenue-Based Financing
Access funding based on your future revenue and repay with regular payments.
Accounts Receivable Financing
Convert unpaid invoices into immediate cash flow by selling your accounts receivable to a third party.
Business Term Loan
Borrow a lump-sum with a set repayment schedule, and get funding quickly with online options.
What types of business loans are available to chiropractic businesses?
Revenue-based financing
Also called a business cash advance, this type of finance for chiropractors gives you a lump sum of funding based on future revenue. The loan is then paid off in daily or weekly installments.
Term Length
1-15 months
Max Loan Amount
$1 million
Debt financing
Debt financing offers a fixed loan amount that is repaid in set monthly repayments. Online term business loans often have a quick and easy application and funding process, while SBA loans take longer, but may have more competitive rates.
Term Length
6 months-25 years
Max Loan Amount
$5 million
Line of credit
A line of credit is similar to a business credit card. You draw money as you need it, and your available credit replenishes as you pay off the balance. It’s good for financial emergencies and ongoing operating expenses.
Term Length
6-24 months
Max Loan Amount
Up to $250,000
Equipment financing
Whether you need upgraded technology, chairs, or electromyography devices, equipment financing uses the purchased asset as collateral. This helps to keep interest rates lower, since the loan is secured.
Term Length
1-5 years
Max Loan Amount
$5 million
FAQs
Find answers to some commonly asked questions in the chiropractic industry.
What is chiropractic financing?
Chiropractic financing refers to any type of business loan or other borrowed funds used to support a chiropractor practice. Many small business owners in the industry use financing to help during periods of uncertainty or to upgrade and grow their practice.
What are the requirements to get chiropractor financing?
In order to apply for a business loan through Lendio’s network, your business needs to meet a few minimum requirements including a time in business of at least six months with a minimum monthly revenue of $8,000. You’ll also need a credit score of at least 600.
What can I use chiropractic financing for?
With loans, lines of credit, and revenue-based financing, you can use the funds for just about anything related to your business, from working capital to expansion opportunities. With equipment financing, you must purchase a specific asset that is used to secure the loan.
What are the benefits of an online lending marketplace?
Convenience and timing are the biggest benefits of getting an online business loan. It takes just minutes to fill out a Lendio application and it’s all done on your preferred device. A funding manager is also there to support you throughout the funding process.
What is an SBA loan?
Backed by the U.S. Small Business Administration (SBA), an SBA loan can help you qualify for funding when traditional banks would deny your application. You’ll work with a private lender, but the majority of the loan is guaranteed by the SBA. That lowers the risk for the lender and makes it easier for you to qualify. The downside is that both the application and funding times are extremely slow.
What are the different types of SBA loans?
Most business owners choose one of the three following SBA loan types. A 7(a) loan lets you borrow up to $5 million for working capital, assets, or refinancing debt. 504 loans also come with a $5 million limit, but can help you purchase equipment or a building if you want an owner-occupied chiropractic practice. Finally, an SBA microloan has a maximum funding amount of $50,000 and is designed to help smaller businesses with working capital, inventory, or equipment.
Ready for funding?
See what you can qualify for on the Lendio Marketplace.