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Dental Practice Business Loans and Financing, fast.
Apply for financing today to build your business, upgrade your equipment, or fund your next project.
Applying is free and won't impact your credit*
Proven dental lending expertise.
Get the answers and the funding you need with support all along the way.
$150,000
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75+ lenders
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*Qualification criteria, rates, and other funding terms will vary depending on the type and location of your business, and upon other factors. This is not a guarantee of funding, and it should not be relied upon as an accurate assessment of the availability or terms of the represented funding products.
How much can I qualify for?
Not sure what you need or what funding options are best for you? Use our simple calculator to get a rough idea of your options with no commitment, and apply when you’re ready.
Lendio knows the dental business.
Whether you’re looking to expand your practice or purchase upgraded dental technology, we’re here to help. We offer a variety of business loans that can help you take your dental practice to the next level. By investing in your business, you can ensure yours is the go-to practice of choice for families and individuals in your area.
Bridge capital between insurance payments
Purchase supplies, equipment and furnishings
Refinance existing debt
Pay your staff
Invest in marketing
What type of commercial real estate funding is best for your business?
These are the most popular types of funding that other dental-based businesses qualify for through Lendio.
Revenue-Based Financing
Access funding based on your future revenue and repay with regular payments.
Accounts Receivable Financing
Convert unpaid invoices into immediate cash flow by selling your accounts receivable to a third party.
Business Term Loan
Borrow a lump-sum with a set repayment schedule, and get funding quickly with online options.
What types of business loans are available to dental businesses?
Revenue-based financing
Also called a business cash advance, revenue-based financing allows business owners to borrow a lump sum based on expected future revenue and pay it back along with a fee in daily or weekly payments.
Term Length
1-15 months
Max Loan Amount
$1 million
Debt financing
Debt financing is more akin to a standard loan product, as borrowers receive the full loan amount in one lump sum and then pay off the loan via regular monthly payments. Borrowers have two options with debt financing: term loans and SBA loans.
Term Length
6 months-25 years
Max Loan Amount
$5 million
Line of credit
A business line of credit is similar to a credit card, but it comes with higher borrowing limits and lower interest rates. This makes them well-suited for general capital needs.
Term Length
6-24 months
Max Loan Amount
Up to $250,000
Equipment financing
Equipment financing can be used to purchase qualifying equipment, such as imaging equipment, lights, or dental chairs.
Term Length
1-5 years
Max Loan Amount
$5 million
FAQs
Find answers to some commonly asked questions in the dental industry.
What is a dental business loan?
A dental business loan is a business loan acquired by a dental practice that can be used for any dental business expense. A dental practice can qualify for multiple business loan types, including term loans, SBA loans, revenue-based financing, and equipment financing.
What are the requirements to get a dental business loan?
Minimum requirements for a loan start at:
- A credit score minimum of 600
- Monthly revenue of $8,000 or more
- Time in business of at least six months
What can I use a dental business loan for?
Loans for dentists can be used for any business-related expense, from purchasing equipment to covering payroll. Equipment financing, however, is limited to the purchase of equipment.
What are the benefits of a lender marketplace?
The Lendio application process is fast and easy and can often be done in 15 minutes or less. The application connects you to a large network of lenders, and a funding manager helps guide you through the funding process.
What is an SBA loan?
An SBA loan is a loan that is insured by the U.S. government, but is still given out by a traditional lender. Because it is insured, the lenders are able to offer lower rates and higher loan amounts than they normally would. The downside to SBA loans is that they are harder to qualify for and take longer to process than other dentist office loans.
What are the different types of SBA loans?
There are three types of SBA loans: microloans, 504 loans, and 7(a) loans. Microloans are used for smaller capital needs and come in amounts between $500 and $50,000. 504 loans go up to $5 million and are intended for large asset purchases. 7(a) loans also go up to $5 million, but can be used for general everyday capital needs.
Ready for funding?
See what you can qualify for on the Lendio Marketplace.