Manufacturing business loans, fast.

Apply for financing today to build your business, upgrade your equipment, or fund your next project.

$
Applying is free and won't impact your credit*
$250K manufacturing loan approved!

Reviews from manufacturing business owners.

Business owners love that Lendio helps them get funding without the headaches.

Proven manufacturing lending expertise.

Get the answers and the funding you need with support all along the way.

$365 million

in small business funding facilitated in the last decade.

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21,000 Trustpilot® reviews.
50% repeat customers.

75+ lenders

providing broad coverage for small business lending.

Four simple steps to manufacturing funding.

Tell us about your business.

Answer a few simple questions and complete the application in minutes.

Submit your application.

We’ll present your application to our marketplace 75+ lenders. Applying is free and won’t impact your credit score.

Compare offers.

Find the funding option with the terms that best fit your small business goals.

Get funded.

Once you accept, funding can hit your bank account in as little as 24 hours.

Quickly estimate your funding options.
Time In Business
0 - 6 Months
6 - 12 Months
1 - 3 Years
3+ Years
Monthly revenue
Industry
Credit Score
Business type
Legal partnership
LLC
Corporation
Sole proprietor
Congrats--it looks like you qualify.*

Based on your business information you could qualify for up to $ 52,000 in funding

Funding amount *

$ 36,000 - $ 52,000

*Amount is an estimate only using the information provided Businesses like yours typically receive offers like these.
Compare your funding options today.
Apply now

Many businesses don't qualify for funding for all kinds of reasons. A few factors could include:

Not enough revenue
Not enough time in business
Credit score is too low

*Qualification criteria, rates, and other funding terms will vary depending on the type and location of your business, and upon other factors. This is not a guarantee of funding, and it should not be relied upon as an accurate assessment of the availability or terms of the represented funding products.

How much can I qualify for?

Not sure what you need or what funding options are best for you? Use our simple calculator to get a rough idea of your options with no commitment, and apply when you’re ready.

Lendio knows the manufacturing business.

Whether you’re looking to purchase heavy machinery or expand your manufacturing business, manufacturing loans can make your trip from point A to point B a lot easier and pain-free. It only takes 15 minutes to apply, and you can get fully funded in as little as 24 hours.

Bridge capital between production cycles

Purchase machinery and raw material

Refinance existing debt

Pay your production team

Invest in marketing

What type of commercial real estate funding is best for your business?

These are the most popular types of funding that other manufacturing-based businesses qualify for through Lendio.

Business Line of Credit

Access available funds whenever you need them, and only pay interest on what you draw.

Revenue-Based Financing

Access funding based on your future revenue and repay with regular payments.

Business Term Loan

Borrow a lump-sum with a set repayment schedule, and get funding quickly with online options.

What types of business loans are available to manufacturing businesses?

Asset- or revenue-based financing

With asset-based financing (also called invoice factoring), a funder purchases an invoice from the borrower at a discounted rate. The business then pays back the funder as the business collects on the invoice. Revenue-based financing gives you an advance on expected future revenue rather than an invoice.

Term Length
1-15 months
Max Loan Amount
$1 million (RBF); $50 million (factoring)

Debt financing

Debt financing is more of a “traditional” business loan, as borrowers receive the loan amount in a lump sum and make fixed monthly payments until the balance is repaid in full. Small business owners can choose either a term loan or an SBA loan. SBA loans typically have lower interest rates and higher borrowing limits, but can be more difficult to qualify for.


Term Length
6 months-25 years
Max Loan Amount
$5 million

Line of credit

A business line of credit is very similar to a credit card, but there is a set draw period, the interest rates are lower, and the credit limits are much higher. Unlike other business loans, a line of credit can be used for anything and is useful for businesses in need of more working capital.


Term Length
6-24 months
Max Loan Amount
Up to $250,000

FAQs

Find answers to some commonly asked questions in the manufacturing industry.

What is a manufacturing loan?

A manufacturing business loan provides borrowers with the funds they need to purchase necessary equipment or heavy machinery, grow their business, or pay for general operations. While there are no loan products specific to manufacturing, there are multiple business loan products available to manufacturing companies.

What are the requirements to get manufacturing loans?

To apply for manufacturing business loans through the Lendio platform, companies need to have existed for at least six months and make $8,000 or more per month. Business owners will also need to have a credit score of 600 or more. The amount you’ll be able to borrow will largely depend on the above factors, as well as your current debt-to-income ratio.

What are the benefits of an online lending platform?

With Lendio’s online platform, it’s possible to complete a business loan application in as little as 15 minutes and receive the full loan amount in less than 24 hours. The application connects you with a marketplace of lenders, and a funding manager will connect with you and guide you through the process.

What is an SBA loan?

An SBA loan is a loan that is secured by the U.S. Small Business Administration. This means the SBA is not responsible for processing loan applications and funding loan amounts, but it will pay any unpaid balances to the lender if the borrower defaults. Because of this, the SBA is the one that establishes borrower eligibility requirements. SBA loans offer more borrower-friendly interest rates and repayment periods, but can also be harder to qualify for and take longer to process than other small business loans.

What are the different types of SBA loans?

The Small Business Administration currently offers three types of loan products: microloans, 7(a) loans, and 504 loans. Microloans offer loan amounts up to $50,000 with repayment periods of up to seven years. 7(a) loans go up to $5 million, and have loan terms of up to 10 years. They are intended to help small businesses with general capital needs. Borrowers can also take out loans up to $5 million with 504 loans, but 504s are tailored for large asset purchases. Because of this, they come with repayment periods of up to 25 years.

Ready for funding?

See what you can qualify for on the Lendio Marketplace.