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Business owners love that Lendio helps them get funding without the headaches.
Manufacturing business loans, fast.
Apply for financing today to build your business, upgrade your equipment, or fund your next project.
Applying is free and won't impact your credit*
Proven manufacturing lending expertise.
Get the answers and the funding you need with support all along the way.
$365 million
in small business funding facilitated in the last decade.
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50% repeat customers.
75+ lenders
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*Qualification criteria, rates, and other funding terms will vary depending on the type and location of your business, and upon other factors. This is not a guarantee of funding, and it should not be relied upon as an accurate assessment of the availability or terms of the represented funding products.
How much can I qualify for?
Not sure what you need or what funding options are best for you? Use our simple calculator to get a rough idea of your options with no commitment, and apply when you’re ready.
Lendio knows the manufacturing business.
Whether you’re looking to purchase heavy machinery or expand your manufacturing business, manufacturing loans can make your trip from point A to point B a lot easier and pain-free. It only takes 15 minutes to apply, and you can get fully funded in as little as 24 hours.
Bridge capital between production cycles
Purchase machinery and raw material
Refinance existing debt
Pay your production team
Invest in marketing
What type of commercial real estate funding is best for your business?
These are the most popular types of funding that other manufacturing-based businesses qualify for through Lendio.
Business Line of Credit
Access available funds whenever you need them, and only pay interest on what you draw.
Revenue-Based Financing
Access funding based on your future revenue and repay with regular payments.
Business Term Loan
Borrow a lump-sum with a set repayment schedule, and get funding quickly with online options.
What types of business loans are available to manufacturing businesses?
Asset- or revenue-based financing
With asset-based financing (also called invoice factoring), a funder purchases an invoice from the borrower at a discounted rate. The business then pays back the funder as the business collects on the invoice. Revenue-based financing gives you an advance on expected future revenue rather than an invoice.
Term Length
1-15 months
Max Loan Amount
$1 million (RBF); $50 million (factoring)
Debt financing
Debt financing is more of a “traditional” business loan, as borrowers receive the loan amount in a lump sum and make fixed monthly payments until the balance is repaid in full. Small business owners can choose either a term loan or an SBA loan. SBA loans typically have lower interest rates and higher borrowing limits, but can be more difficult to qualify for.
Term Length
6 months-25 years
Max Loan Amount
$5 million
Line of credit
A business line of credit is very similar to a credit card, but there is a set draw period, the interest rates are lower, and the credit limits are much higher. Unlike other business loans, a line of credit can be used for anything and is useful for businesses in need of more working capital.
Term Length
6-24 months
Max Loan Amount
Up to $250,000
FAQs
Find answers to some commonly asked questions in the manufacturing industry.
What is a manufacturing loan?
A manufacturing business loan provides borrowers with the funds they need to purchase necessary equipment or heavy machinery, grow their business, or pay for general operations. While there are no loan products specific to manufacturing, there are multiple business loan products available to manufacturing companies.
What are the requirements to get manufacturing loans?
To apply for manufacturing business loans through the Lendio platform, companies need to have existed for at least six months and make $8,000 or more per month. Business owners will also need to have a credit score of 600 or more. The amount you’ll be able to borrow will largely depend on the above factors, as well as your current debt-to-income ratio.
What are the benefits of an online lending platform?
With Lendio’s online platform, it’s possible to complete a business loan application in as little as 15 minutes and receive the full loan amount in less than 24 hours. The application connects you with a marketplace of lenders, and a funding manager will connect with you and guide you through the process.
What is an SBA loan?
An SBA loan is a loan that is secured by the U.S. Small Business Administration. This means the SBA is not responsible for processing loan applications and funding loan amounts, but it will pay any unpaid balances to the lender if the borrower defaults. Because of this, the SBA is the one that establishes borrower eligibility requirements. SBA loans offer more borrower-friendly interest rates and repayment periods, but can also be harder to qualify for and take longer to process than other small business loans.
What are the different types of SBA loans?
The Small Business Administration currently offers three types of loan products: microloans, 7(a) loans, and 504 loans. Microloans offer loan amounts up to $50,000 with repayment periods of up to seven years. 7(a) loans go up to $5 million, and have loan terms of up to 10 years. They are intended to help small businesses with general capital needs. Borrowers can also take out loans up to $5 million with 504 loans, but 504s are tailored for large asset purchases. Because of this, they come with repayment periods of up to 25 years.
Ready for funding?
See what you can qualify for on the Lendio Marketplace.