Nonprofit business loans, fast.

Apply for financing today to build your business, upgrade your equipment, or fund your next project.

$
Applying is free and won't impact your credit*
$250K loan approved!

Reviews from nonprofit organization owners.

Business owners love that Lendio helps them get funding without the headaches.

Proven nonprofit lending expertise.

Get the answers and the funding you need with support all along the way.

$16 billion

in small business funding facilitated in the last decade.

4.8 stars

21,000 Trustpilot® reviews.
50% repeat customers.

75+ lenders

providing broad coverage for small business lending.

Four simple steps to nonprofit funding.

Tell us about your business.

Answer a few simple questions and complete the application in minutes.

Submit your application.

We’ll present your application to our marketplace 75+ lenders. Applying is free and won’t impact your credit score.

Compare offers.

Find the funding option with the terms that best fit your small business goals.

Get funded.

Once you accept, funding can hit your bank account in as little as 24 hours.

Quickly estimate your funding options.
Time In Business
0 - 6 Months
6 - 12 Months
1 - 3 Years
3+ Years
Monthly revenue
Industry
Credit Score
Business type
Legal partnership
LLC
Corporation
Sole proprietor
Congrats--it looks like you qualify.*

Based on your business information you could qualify for up to $ 52,000 in funding

Funding amount *

$ 36,000 - $ 52,000

*Amount is an estimate only using the information provided Businesses like yours typically receive offers like these.
Compare your funding options today.
Apply now

Many businesses don't qualify for funding for all kinds of reasons. A few factors could include:

Not enough revenue
Not enough time in business
Credit score is too low

*Qualification criteria, rates, and other funding terms will vary depending on the type and location of your business, and upon other factors. This is not a guarantee of funding, and it should not be relied upon as an accurate assessment of the availability or terms of the represented funding products.

How much can I qualify for?

Not sure what you need or what funding options are best for you? Use our simple calculator to get a rough idea of your options with no commitment, and apply when you’re ready.

Lendio knows the nonprofit business.

Whether you’re looking to launch a new project or simply guarantee cash flow for current staff and operations, nonprofit business loans are a strategic way to ensure working capital. Lendio helps match your organization with the perfect financing structure to meet your needs.

Bridge capital between fundraising cycles

Purchase supplies and equipment for your programs

Refinance existing debt

Pay your staff

Invest in marketing

What type of commercial real estate funding is best for your business?

These are the most popular types of funding that other nonprofit organizations qualify for through Lendio.

Business Line of Credit

Access available funds whenever you need them, and only pay interest on what you draw.

Revenue-Based Financing

Access funding based on your future revenue and repay with regular payments.

Business Term Loan

Borrow a lump-sum with a set repayment schedule, and get funding quickly with online options.

What types of business loans are available to nonprofit organizations?

Nonprofit cash advance

As a nonprofit, you may qualify for a cash advance if you have a source of regular income. You will receive an advance based on expected income and then repay the money in daily or weekly installments. However, the number of cash advance funders who will work with nonprofits is limited.

Term Length
1-15 months
Max Loan Amount
$1 million

Debt financing

Debt financing provides a lump sum up front, which is then repaid in fixed, monthly payments. Online term loans can be another source of funding for nonprofits. However, many lenders only cater to for-profit businesses, which is why it’s helpful to work with a diverse lender network like Lendio.


Term Length
6 months-25 years
Max Loan Amount
$750,000

Commercial real estate

Some specialty commercial real estate lenders will work with nonprofits. These loans can be used to purchase or refinance a commercial property.


Term Length
5-25 years
Max Loan Amount
Up to 65% loan-to-value ratio

FAQs

Find answers to some commonly asked questions in the nonprofit industry.

What is a nonprofit loan?

A nonprofit loan is a business loan taken out by a not-for-profit organization. Not all lenders offer this type of financing, since nonprofits typically don’t have a straightforward revenue model. But it is possible to find financial institutions willing to work with nonprofits.

What are the requirements to get a nonprofit loan?

It depends on the lender. Minimum requirements start at:

  • A credit score minimum of 600
  • Monthly revenue of $8,000 or more
  • Time in business of at least six months
What can I use a nonprofit loan for?

It depends on the terms of the loan agreement. If you take out a loan from another non-profit or a community development financial institution, you may have specific guidelines on what areas the funding can support. A regular term loan, on the other hand, has very few restrictions, if any.

What are the benefits of online business loans?

Online business loans offer nonprofits fast funding to keep their programming on track. Instead of relying solely on grants and donations, you are able to diversify your working capital with an easy application process and quick funding times.

Can a non-profit qualify for an SBA loan?

Unfortunately, non-profits are not eligible to apply for SBA loans.

What grants are available to nonprofits?

The SBA (U.S. Small Business Administration) offers grants to non-profits focused on supporting entrepreneurs through training or counseling programs. You can also visit Grants.gov to search through a database of grants available to non-profits.

Ready for funding?

See what you can qualify for on the Lendio Marketplace.