Reviews from nonprofit organization owners.
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*Qualification criteria, rates, and other funding terms will vary depending on the type and location of your business, and upon other factors. This is not a guarantee of funding, and it should not be relied upon as an accurate assessment of the availability or terms of the represented funding products.
How much can I qualify for?
Not sure what you need or what funding options are best for you? Use our simple calculator to get a rough idea of your options with no commitment, and apply when you’re ready.
Lendio knows the nonprofit business.
Whether you’re looking to launch a new project or simply guarantee cash flow for current staff and operations, nonprofit business loans are a strategic way to ensure working capital. Lendio helps match your organization with the perfect financing structure to meet your needs.
Bridge capital between fundraising cycles
Purchase supplies and equipment for your programs
Refinance existing debt
Pay your staff
Invest in marketing
What type of commercial real estate funding is best for your business?
These are the most popular types of funding that other nonprofit organizations qualify for through Lendio.
Business Line of Credit
Access available funds whenever you need them, and only pay interest on what you draw.
Revenue-Based Financing
Access funding based on your future revenue and repay with regular payments.
Business Term Loan
Borrow a lump-sum with a set repayment schedule, and get funding quickly with online options.
What types of business loans are available to nonprofit organizations?
Nonprofit cash advance
As a nonprofit, you may qualify for a cash advance if you have a source of regular income. You will receive an advance based on expected income and then repay the money in daily or weekly installments. However, the number of cash advance funders who will work with nonprofits is limited.
Term Length
1-15 months
Max Loan Amount
$1 million
Debt financing
Debt financing provides a lump sum up front, which is then repaid in fixed, monthly payments. Online term loans can be another source of funding for nonprofits. However, many lenders only cater to for-profit businesses, which is why it’s helpful to work with a diverse lender network like Lendio.
Term Length
6 months-25 years
Max Loan Amount
$750,000
Commercial real estate
Some specialty commercial real estate lenders will work with nonprofits. These loans can be used to purchase or refinance a commercial property.
Term Length
5-25 years
Max Loan Amount
Up to 65% loan-to-value ratio
FAQs
Find answers to some commonly asked questions in the nonprofit industry.
What is a nonprofit loan?
A nonprofit loan is a business loan taken out by a not-for-profit organization. Not all lenders offer this type of financing, since nonprofits typically don’t have a straightforward revenue model. But it is possible to find financial institutions willing to work with nonprofits.
What are the requirements to get a nonprofit loan?
It depends on the lender. Minimum requirements start at:
- A credit score minimum of 600
- Monthly revenue of $8,000 or more
- Time in business of at least six months
What can I use a nonprofit loan for?
It depends on the terms of the loan agreement. If you take out a loan from another non-profit or a community development financial institution, you may have specific guidelines on what areas the funding can support. A regular term loan, on the other hand, has very few restrictions, if any.
What are the benefits of online business loans?
Online business loans offer nonprofits fast funding to keep their programming on track. Instead of relying solely on grants and donations, you are able to diversify your working capital with an easy application process and quick funding times.
Can a non-profit qualify for an SBA loan?
Unfortunately, non-profits are not eligible to apply for SBA loans.
What grants are available to nonprofits?
The SBA (U.S. Small Business Administration) offers grants to non-profits focused on supporting entrepreneurs through training or counseling programs. You can also visit Grants.gov to search through a database of grants available to non-profits.
Ready for funding?
See what you can qualify for on the Lendio Marketplace.