Small Business Loans in Denver

What financing options are available for small businesses in Denver? Find out about possible loans and which ones might fit your business.

$
Applying is free and won't impact your credit*

Loan types available in Denver.

Colorado ranks as one of the most tax-friendly states for businesses in the entire nation. Denver’s proximity to beautiful outdoor activities as well as top-rated universities makes it an attractive location for top talent. The city’s innovative culture makes Denver a hub for small businesses of all kinds. If you’re a small business owner in Denver looking for financing options, there are plenty of loan types to consider.

SBA loans

SBA loans are business loans that are partially backed by the Small Business Administration (SBA), a federal agency. These loans are serviced by private lenders, but are popular because they generally have good interest rates.

Line of credit

Use a line of credit as a flexible form of financing. Unlike with a loan, this option does not involve a big disbursement upfront that you must repay, providing a flexibility that better fits many entrepreneurs’ needs.

Term loan

Term loans are common small business loans in which you would apply for a large disbursement of capital and then repays it over several years, along with fixed or variable interest.

Equipment finance

With equipment financing, you receive a piece of equipment and then pay off the cost of the equipment in installments. This way, your business can make money off the equipment immediately, even if you don’t have the funds to buy it at the sticker price.

Accounts receivable financing

Accounts receivable financing is an alternative form of business financing in which your unpaid invoices serve as collateral for a lump disbursement of funds.

Local Denver business loan options.

Business owners and startups in Denver have a variety of local financing resources to tap into.

The Colorado Enterprise Fund is a non-profit community development financial institution (CDFI) that offers financing for both launching and growing a business.

The Credit Union of Denver partners with Centennial Lending to provide local businesses with real estate and equipment loans.

Alpine Bank offers both SBA 7(a) loans and 504 loans to help established businesses with working capital, asset purchases, and more.

Colorado Enterprise Development Services focuses on business financing for immigrants, refugees, and entrepreneurs from underserved communities. They offer interest-based business loans, as well as Murabaha, an Islamic-compliant debt that is interest-free.

Four simple steps to funding.

Tell us about your business.

Answer a few simple questions and complete the application in minutes.

Submit your application.

We’ll present your application to our marketplace 75+ lenders. Applying is free and won’t impact your credit score.

Compare offers.

Find the funding option with the terms that best fit your small business goals.

Get funded.

Once you accept, funding can hit your bank account in as little as 24 hours.

No items found.

No items found.

FAQs

What other resources are available to Denver small businesses?

The Denver Metro Small Business Development Center is a great starting point because it offers free consulting and educational workshops for every stage of business. You can also apply for the Trout Tank Pitch Accelerator to sharpen your business pitch. Colorado’s SBDC Network also gives you access to an on-demand library so you can access resources outside of Denver.

What Denver small business grants are available?

The Colorado Office of Economic Development and International Trade lists grants available in the state in a range of areas. Options include advanced industries, cannabis, community revitalization, innovative housing, and many more.

What do I need to qualify for a loan in Denver?

To qualify for a business loan in Denver, you need to first register your business name and structure with the Colorado Secretary of State, and obtain the appropriate local business license. Then you need to check with specific lenders for eligibility requirements, which may include a minimum time in business and revenue.

Which loan is right for my Denver business?

It depends on your business model and qualifications. For instance, a term loan may be best if you have a specific purchase or expansion planned, while a line of credit could be better for businesses with inconsistent cash flow.

How can a Denver business loan help my business?

A Denver business loan can help with both financial emergencies and growth opportunities. Have a plan for repaying your debt to feel confident in your new business loan.

Ready for funding?

See what you can qualify for on the Lendio Marketplace.

Apply
Contact
This is some text inside of a div block.
This is some text inside of a div block.
This is some text inside of a div block.

Heading 1

Heading 2

Heading 3

Heading 4

Heading 5
Heading 6

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur.

Block quote

Ordered list

  1. Item 1
  2. Item 2
  3. Item 3

Unordered list

  • Item A
  • Item B
  • Item C

Text link

Bold text

Emphasis

Superscript

Subscript

Text Link
Lendio
1
Text Link
Locations
2
Text Link
Denver
3